I have been torn between understanding the Old Testament and the New Testament in regard to wealth.  The Old Testament seems to project that wealth is great and applauded, but you must share your wealth with your neighbors.  However, in the New Testament, you see how Jesus advocates for you to get rid of your earthly possessions.  Is there happy medium?  I don’t know, but I wanted to bring this up because it’s possible at some future point in the next few years, I may get very rich off of some investments that have not paid off, but may most certainly do so in the future. 

I do ok today, and am in the place I am because I did 6.5 years of grad school, had 12 computer certifications, and busted my ass for many years working crazy hours and commuting like 90 minutes each way for work.  I also have had at times 13 streams of income from various sources.  Much of this was drilled into me by grandfather when I was young.  And, according to the bible, I’m more or less “blameless” and have done right sharing what I have with others. 

But in my secular life as an atheist, much of my motivation for wealth was abundant wealth to have the giant mansion and awesome sports cars.  It was more like an idea rather than a concrete dream.  I used to fantasize about winning the lottery.  A lot.  When you grow up with nothing and are made fun of because you are poor, it puts a real chip on your shoulder.  You then feel that the only value you have to society is wealth. Coveting what others have drives you to a motivation of achieving wealth through massive sacrifice – and the most costly for me has been time away from my family.

And so we sacrifice everything to get it.  But now that I read the New Testament, and spent my whole life chasing any form of wealth, now I’m told to give it all up for Christ?  I try to look at deeper meanings in the bible than just what a line of scripture said.  I then saw a debate Charlie Kirk had with a guy who criticized his flavor of Christianity and the challenger was promoting that the New Testament was greater than the Old Testament.  Charlie argued they are equal.  But you find conflicting information. 

What it did was at least challenge what I wanted to DO with wealth when I got it.  My bestie was like….dude…you are missing something…

I do remember reading this a few weeks before he pointed this out.  So does this mean I have to sell everything and roam about with a tent?  Or, can I perhaps extract some sort of meaning from this that might pertain to me?

Let’s use the lottery, for example.  Assume I was fantasizing about winning $100m.  Once you get a pile of money like this, you have to do something with it to diversify it and protect it.  Do you just turn around and give the money to charity?  Or, perhaps, do YOU become the charity where YOU give to others?

I stopped giving money to charity a very, very long time ago.  First, I had bills to pay.  Second, I stopped trusting these after reading a lot of articles 20-25 years ago.  I don’t belong to a church, and I don’t have a ton of family left. But I remember how a lot of these organizations had issues with only getting a small percentage of donations to the people who need it. If everyone is giving $100 and only $5 is getting to those who need it – has it not just created tons of jobs as intermediaries? This “friction” between what is given and what is received is significantly impacting the inability to help those who need it.

I don’t want to castigate people who mean well. But if you are the CEO of a non-profit and make $160k per year, then have to spend a lot of donations on fund raisers and staff – you have created a lifestyle job of leisure off of the income meant to go directly to those who need it.

What you find with a lot of these charities is they may start as a passion project, then years later there are bloated CEO salaries, and high fundraising costs to get modest returns and only a fraction of a percent donated goes to those who need it. This is what I am now seeing in my mind

Recently, I have tried to donate things directly to people who may need it.  It’s….not really possible anymore.  I have had some conversations with those close to me, and I can’t really fathom where we have come – so much that charity now more or less just takes massive money from people and only delivers a fraction of it to those who need it.

Let’s give an example at a larger scale. The Palisades fires.

When you start to see how private donations are going into a hole and not getting to people, now consider this as your tax money in a lot of these areas that funnel this to community non-profits to then support a lot of these lifestyle companies. You can create a charity tomorrow, assign yourself as CEO, and accept donations. Pay yourself a great salary, pay a staff, rent a building, host charity events and parties, and eventually SOME of all of those donations actually get to people who need it. The problem is that friction layer is absolutely enormous.

I am pretty dumbfounded by this.  Like I have really good young boy clothes to donate.  People tell you to put into a donation box – and this goes to a store to sell to people.  A church tells me to donate it to Community Aid – which sells it.  I have these cool toys, but I didn’t want to just give them away to people to then sell for a profit on ebay. 

So using my model from above, people either want cash donations, gift cards, or things donated to a place that will sell them. 

I feel like even the charity system is broken.  And I feel like our systems are broken to the extent that there are massive levels of corruption in government social programs, charities, and even religious donation vehicles.

I found it stunning that I could not directly help someone in need – AT ALL, and why there is friction at this layer of massive levels.  Everyone needs to get their beaks wet.  I found this very eye opening.  I was asking a church if there was a family who I could get some of this to, and they just pointed me to orgs that perpetuate exactly what I was discussing above. 

This is a gaping hole in community, and it’s a massive level of friction that is taking money from those who need it. If I do become wealthy – one of my goals is to be a direct connection between those in need and those who have abundance. 1:1. Of issue then is – how do you find those in need versus those who want to TAKE and ABUSE the system? What about people who would lie to get stuff, to then sell it for drugs? This is a danger layer that can be problematic.

We have recently seen in NYC how Mamdani is burning the city to the ground refusing to give up any social programs or services, but instead telling people they will tax the rich more and demanding bail outs from NY state.  With the Learing Center and hospice issues and $100 billion on a high speed rail that was never built, you start to then wonder the layers of corruption out there. 

You start to wonder what percent of your tax money is going to social programs and city bloat and NOT to the people.

This past weekend I was at a wedding on Long Island, and it never gets me stop wondering where a lot of these people get their money.  It’s obscene levels of money, and many people up there live with their parents until they pass because no one can afford a house.  But, no one ever moves off the island either – as those egg sandwiches are to die for! 

But you start really wondering about how to help the needy.  You start to see this income gap.  And then you start to wonder about where all of the tax money is going as the wealth gap grows more and more each year. 

A better system

I feel like stupidly rich people may start to do things differently than they have been.  If I am right and the First Turning is coming – this will be a time of law and order.  Low crime.  And low crime is how you fix cities.  I believe that as part of the end of the 4th turning, we need to restore order but also trust in institutions again. I have a companion piece with this I will release with it that will talk about how a new religious enlightment era is to begin – and with this, I believe many richer people will stop writing checks to these orgs, and just start rolling up their sleeves to help people directly. It’s easy to write a $25 check and feel good about yourself. But can you actually do the work – find someone in need – and directly help them? A $100 tip to a waittress? A $100 tip to the people moving your furniture? $1000 in canned goods you buy drop off to a local food bank?

I am calling for all of the people who run Learing centers around the country (sic) to be arrested and prosecuted.  And, the kicker?  Arrest the guilty, regardless of their dem or GOP status.  While the cities may find a lot of dem scamming everywhere, maybe townships, rural areas – find charities that are being run with a lot of grift by those in the GOP. 

How to unify this country? Go after criminals, regardless of politics or race. Start giving of YOURSELF to others in need – and stop wasting money on intermediaries.

Step 1 is cleaning up the house.  AI for auditing and finding the scourge.  Done. 

I believe a lot of rich people understood that giving away money isn’t actually getting to the people who need it, and they may have run into a wall like I did.  Intermediaries. 

I believe over the next 1-2 years, this is where it’s going to be politically. 

Step 2 I believe is for rich people to not just write a check to a charity, but build their own endowments.  If I somehow won that $100m in the lottery, for me, I would first pay off all debt.  With what is remaining, I could get maybe $6m per year in interest.  You want to grow the endowment at least to the rate of inflation, so take $2m off of this and put it back into the pot.  That leaves $4m.  Over 12 months, is $333,333 per month you have. 

Pay yourself like $10,000 a month as the administrator of the trust.  The rest you give away.  You live modestly.  And your job is essentially changing peoples’ lives. 

Imagine if like a few people per county did this? If it happens for me, I cannot imagine a greater job in the world than making people smile all day, every day.  I remember the movie Brewster’s millions.  He had to spend $30m in one month and if he did that, he would inherit $300m. 

In this case, I would have to spend $77,000 per week.  Imagine every day going out to eat at diners in the area and tipping your waitress $100.  Buy new uniforms for little league.  Give scholarships.  Donate lunch money to needy kids.  Someone’s house burns down and you show up with a truck of toys and clothing for the kids and offer them rent free to live in a nice house until they get their insurance money to rebuild.  Pay for college for one of your friend’s kids.  Buy a used car for a guy at the local burger king who bikes 5 miles each way to get to work.  Tip a bartender going through a rough divorce $1000.  Pay off the medical bills of a young mother with cancer.  Donate to a church.  Give blankets to a homeless shelter and build a tiny house a month for the homeless and needy where they can rent for $1 a month as long as they follow the rules.  Pay for beautification of a downtown with paint.  Give a hair stylist a $250 tip.  The lady that cleans your modest house? Give her a $5,000 Christmas bonus. 

Money can go a long way, to a LOT of people, if done right.  Can you imagine one of these guys that have many billions – and then set up a person to run a $100m endowment?  First, the problem is corruption.  Most people would skim off of this – which is why charity is so hard to do cleanly. 

And, it’s why government shouldn’t be in the social welfare programs business.  It doesn’t mean there isn’t a need.  But government won’t SOLVE the problem.  They are bureaucrats whose job depends on the problem still existing.  Think about it.  Most charities you know would be out of business when the problem is solved.  A good example of this is the SPLC.  It was MEANT to fight a lot of problems and short of these problems existing anymore, they had to gin up problems so they could use that for fund raising. 

There is no way to FIX everyone’s lives.  But can you imagine how if you had an army of people like this – and their SOLE JOB is to find those the most in need to help? 

To me, it would be the best job ever.  Imagine all day long you are just trying to figure out who you can help the most?

I feel like the times of excess and the people that flaunted excess in the 1980s-2025 will start to fall out of favor with the public. 

People like to yell about Elon, but what part of his wealth is flaunted? He serves humanity.  If you haven’t figured out by now that his life is trying to improve everyone on earth, I don’t know what to tell you.  Ever see Elon’s house?

Maybe we should check in on Bezos.

So now, my dream is if I ever make that kind of money, I want to be famous not for having a big yacht, but rather, giving it all away.  And let me take back “famous”.  What I really mean is that I would love for my legacy to be that I was able to give back to humanity.  For all of the darkness and pain I feel like I have suffered – it brings me joy to make others happy.  Someday, with these investments I have, I wish to build a family compound.  Nothing crazy.  Have your closest people around you. 

I lack the community I had when I was younger.  Most of my family is now gone.  And I could find no greater purpose than to set up one of these endowments and just give away money all the time. 

I believe that with the First Turning coming – you will have much lower crime in the cities.  There’s a new psychedelic treatment now that cures addition in 80% of the people after 1 dose, and 90% after two doses.  I feel we are fighting a good war against the cartels now with sealing the border and droning their drug boats.  With this – I feel rich people are going to want to do what I have done.  But think about implications of things like building a community center.  Building parks.  Funding afterschool programs.  Scholarships out the ass.  Habitat for humanity of sorts in the city. 

I feel that culture has also been broken, and I believe that the bible is a good way that many can find things for them to give them what nourishment of the soul they need.  While I am still not “worshipping” a God, I am very much appreciative of the life lessons and how I want to live my life. 

I can see this as perhaps the future of Christianity in the upcoming years, and in the next few weeks, I am going to start practicing what I preach here. I will start to document what I’m doing – not for affection from any of you, but HOW you can do this as well. I have 1000 people or so who follow me on this blog and maybe 9000 on Twitter. Imagine if maybe 300 people did this with me?

One last note here – my wife and I got a lot of little boy clothing from women at her work when she gave birth. I grew up poor and loved it! It was this wonderful sense of community in her work place. I asked her if she can find people at work who maybe might want the clothing we have now, and she indicated that a lot of people maybe are too proud to accept them or don’t want to look like a charity case.

This is a culture shock to me. Having grown up with cheap KMart clothing and a lot of hand me downs, used toys for cheap at yard sales, and friends giving us used things – I find this as a bond of community, not charity. In the grander sense of Christianity – people should not be going into debt. So why is everyone hellbent on buying brand new things for hundreds of dollars when friends have wonderful things they might want to pass on?

I found this really odd. But am I the one who is way off here? Imagine at each work place in the country someone announces they are pregnant. This woman has a boy and 5 women in her department have a lot of clothing and toys they want to pass on. While today – there is this ritual of a baby shower and tons of new things, would it not make sense for people to give used things and not spend into the economy if they have good things that can be given?

This perhaps is the biggest difference between the depression era, the culture I grew up in – and modern culture. Modern culture has these rituals today of everyone going into debt to not LOOK poor to others when giving. For example, if I was a woman going through a baby shower, I would have a list of things I needed – but I would put something like, “buy it new if you want, or donate used if you have it – your support of me regardless is appreciated”